Regular Savings

• No service charge for the first eighteen withdrawals per quarter
• No quarterly service charge if minimum daily balance is $250, or combined relationship balance is at least $1,000; otherwise, $9 per quarter
• Withdrawals in excess of eighteen per quarter, $1.00 per withdrawal
• Earn interest on savings
• Immediate access to funds
• Comprehensive quarterly statement
• 24-hour banking card
• 24-hour information line
• Minimum opening deposit: $250

Senior & Student Savings

• No quarterly service charge
• Withdrawals in excess of eighteen per quarter - $1.00 per withdrawal
• Earn interest on savings
• Immediate access to funds
• Comprehensive quarterly statement
• 24-hour banking card
• 24-hour information line
• Minimum opening deposits—student: $25; senior: $250

Personal Money Market

• No monthly service charge if minimum daily balance is $2,000 or combined relationship balance is at least $4,000; otherwise, $10 per month
• Service charge for excessive transactions, $3 per transaction
• Higher account balances earn higher interest rates
• Tiered interest rate structure
• Comprehensive monthly statement
• 24-hour banking card
• 24-hour information line
• Unlimited in-person withdrawals
• Up to six pre-authorized withdrawals with no more than three by check per month.
• Minimum opening deposit: $2,000
• Tiered interest rate structure:
  $2,000 - $9,999
  $10,000 - $24,999
  $25,000 - $49,999
  $50,000 +