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Savings
Accounts
•
Regular Savings
• Senior & Student Savings
• Personal Money Market
•
Regular Savings
Features
Earn interest on savings
Immediate access to Funds
Comprehensive quarterly statement
24 - hour banking card
24 - hour information line
No service charge for the first eighteen withdrawals per quarter.
Fees
No quarterly service charge if minimum daily balance is $250,
or combined relationship balance is at least $1,000, Otherwise,
$9 per quarter.
Withdrawals in excess of eighteen per quarter - $1.00 per withdrawal.
Other
Minimum opening deposit - $250
•
Senior & Student Savings
Features
Earn interest on savings
Immediate access to Funds
Comprehensive quarterly statement
24 - hour banking card
24 - hour information line
No service charge for the first eighteen withdrawals per quarter.
Fees
Quarterly service charge - None
Withdrawals in excess of eighteen per quarter - $1.00 per withdrawal.
Other
Minimum opening deposit:
Student - $25
Senior - $250
•
Personal Money Market
Features
Higher account balances earn higher interest rates
Tiered interest rate structure
Comprehensive monthly statement
24 - hour banking card
24 - hour information line
Unlimited in-person withdrawals
Up to six pre-authorized withdrawals with no more than three
by check per month.
Fees
No monthly service charge if minimum daily balance is $2,000
or combined relationship balance is at least $4,000.
Otherwise, $10 per month.
Service charge for excessive transactions - $3 per transaction
Other
Minimum opening deposit - $2,000
Tiered interest rate structure:
$ 2,000 - $
9,999
$10,000 - $24,999
$25,000 - $49,999
$50,000 +
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