Personal Checking

No Fee Checking
Senior Checking
Interest Checking
Interest Plus Checking

• No Fee Checking

Advantages                                                                                No minimum balance requirement
Unlimited check writing
No per check charge
Check safekeeping
Free Bonus Check Card                                              Free Internet Banking                                            Free Online Bill Pay                                                Free ATM- transactions                                               Free 24- hour information line

Fees
Monthly fee- none

Other
Minimum opening deposit - $100

• Senior Checking

Advantages
No minimum balance requirement                    Unlimited check writing
No per check charge                                                   Check safekeeping                                                    Free Bonus Check Card                                              Free Internet Banking                                            Free Online Bill Pay                                                 Free ATM transactions                                                Free 24- hour information line                                     Free Checks  

Fees
Monthly fee - None

Other
Minimum opening deposit - $ 100
For customers 50 years of age and older

• Interest Checking

Advantages
Earn interest on account balance
Unlimited check writing
No per check charge
Check safekeeping                                                    Free Bonus Check Card                                              Free Internet Banking                                                Free Online Bill Pay                                                    Free ATM Transactions                                                Free 24-hour information line

Fees
No monthly service charge if minimum daily balance is $500.
Otherwise, $5 per month

Other
Minimum opening deposit - $ 100
Interest credited to account monthly
Interest paid on collected balance
 

• Interest Plus Checking

Advantages
Higher account balances earn higher interest rates with tiered interest rate structure
Unlimited check writing
No per check charge
Checks images returned with statement                   Free Bonus Check Card                                          Free Internet Banking                                            Free Online Bill Pay
Free 24 -hour information line
Free ATM transactions
Free checks
Free Travelers Checks
Bonus of .25% on Certification of Deposits

Fees
No monthly service charge if minimum daily balance is $1,000                                                         Otherwise, $10 per month.

Other
Minimum opening deposit - $ 100
Interest credited to account monthly
Interest paid on collected balance                                Tiered interest rate structure:                                     $  1,000-$ 9,999                                                         $10,000-$24,999                                                       $25,000-$49,999                                                    
$50,000+ 

Bank of St. Augustine offers a variety of checking account plans designed to meet your specific needs.

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